For buyers
Tools for buying in Mexico
Three quick answers before you make an offer: what it costs to close, what a fideicomiso is, and what it is in pesos.
What does it cost to close?
A typical range of what the buyer pays on top of the price. Your notary gives you the exact figure.
Enter a price to see the range.
Typical estimate, not a quote and not legal or tax advice. Confirm with your notary.
Fideicomiso and the restricted zone
The essentials, in a minute.
What is the restricted zone?
The strip within 50 km of the coast or 100 km of a border, where a foreigner cannot hold title directly. All of Baja California is inside it, as are most beaches.
What is a fideicomiso?
A Mexican bank holds the title for your benefit, for 50 renewable years. You use, rent, sell or leave the property to heirs like any owner.
And outside the restricted zone?
A foreigner can hold title directly. Commercial or investment land can also be held through a Mexican company.
Who closes it?
The notario público: checks the title, works out the taxes and signs the deed. A lawyer you trust can come along.
Full guide: buying in Baja from the US → · Document review before you offer →
Dollars or pesos
Convert quickly. The rate is a reference; your bank or exchange house applies its own.
What about financing?
Many developers offer payment plans, and some banks and lenders finance foreign buyers. Ask the developer or your advisor directly; we do not print rates here because they change often.
Everything on this page is general information and typical estimates, not legal, tax or financial advice.